InsuranceByLaura
Coverage options

The right coverage for every stage of life

As an independent agent, Laura shops multiple carriers to find the best fit — not just the first quote. Personal, business, and specialty coverage across 39 states.

39States licensed
500+Clients covered
10+Carrier partners
100%Independent agent
Personal insurance

Protect what matters most at home

Laura compares options across multiple carriers so your family gets the right protection — not just the cheapest option.

Life Insurance

Term, whole, and universal life options to protect your family's financial future. Laura explains every option in plain language.

  • Term & permanent options
  • Final expense coverage
  • Annuities & retirement
  • Family income protection
Most requested

Health Insurance

Individual and family health plans, including ACA marketplace options. Laura helps you navigate deductibles, networks, and premiums.

  • Individual & family plans
  • Senior Advisor
  • Short-term health plans
  • Dental & vision add-ons

Dental Insurance

Affordable dental coverage for individuals and families. Laura works with top dental carriers to find a plan that fits your needs and budget.

  • Preventive & basic care
  • Major dental procedures
  • Orthodontic options
  • Individual & family plans
  • Small business options

Annuities

Fixed and indexed annuities for reliable retirement income. Laura helps you understand how annuities fit into your long-term financial picture.

  • Fixed & indexed annuities
  • Guaranteed income options
  • Tax-deferred growth
  • Retirement income planning
Business Consulting

Keep your business covered and moving

From sole proprietors to growing teams, Laura understands what Colorado businesses need and finds coverage that actually fits your operation.

Most popular

General Liability

Protect your business from third-party claims for bodily injury, property damage, and advertising injury. Essential for every business.

  • Bodily injury & property damage
  • Products & completed operations
  • Personal & advertising injury
  • Medical payments

Business Owner Policy

A BOP bundles general liability and commercial property into one affordable policy — ideal for small to mid-size businesses.

  • General liability included
  • Commercial property
  • Business interruption
  • Equipment breakdown

Commercial Auto

Vehicles used for business need commercial coverage. Laura finds the right policy whether you have one truck or a full fleet.

  • Liability & collision
  • Fleet coverage options
  • Hired & non-owned auto
  • Cargo coverage

Workers' Compensation

Required in most states for businesses with employees. Laura helps you meet compliance requirements and protect your team.

  • Medical & lost wage coverage
  • Employer liability
  • Return-to-work programs
  • Colorado compliance
Specialty & life

Coverage for every stage of life

From Medicare supplements to final expense planning, Laura explains every option clearly — no jargon, no pressure.

Seniors

Medicare Supplements

Navigating Medicare can be overwhelming. Laura sits down with you, explains every plan option, and helps you choose coverage that fits your health and budget.

  • Medicare Supplement (Medigap)
  • Medicare Advantage plans
  • Part D prescription drug plans
  • Annual plan review

Final Expense

Affordable whole life coverage designed to cover funeral costs and end-of-life expenses — giving your family peace of mind when it matters most.

  • Guaranteed acceptance options
  • Fixed premiums for life
  • No medical exam required
  • Immediate or graded benefit

Annuities

Fixed and indexed annuities for retirement income planning. Laura helps you understand how annuities fit into your overall financial picture.

  • Fixed & indexed annuities
  • Guaranteed income options
  • Tax-deferred growth
  • Retirement income planning

Not sure which coverage is right for you?

Laura will walk you through every option — no pressure, no jargon. Just honest guidance from someone who works for you, not the insurance company.

Get a free quote
InsuranceByLaura

Licensed in Colorado and 38 additional states. Independent agent — shopping multiple carriers to find the right fit for you.

Get in Touch

(970) 441-1915
Zenith Advisors[email protected]

Holyoke, Colorado

We do not offer every plan available in your area. Currently, we represent a limited number of organizations that offer Medicare plans in your service area. Please contact Medicare.gov, call 1-800-MEDICARE (1-800-633-4227), or contact your State Health Insurance Assistance Program (SHIP) to learn about all of your Medicare plan options.

InsuranceByLaura is an independent insurance agency and is not affiliated with or endorsed by the U.S. Government, the Centers for Medicare & Medicaid Services (CMS), or the Federal Medicare Program.

© 2026 InsuranceByLaura. All rights reserved.

Health, Accident & Life · Licensed since 2018 · Colorado and 38 additional states